Getting Started with Budgeting
Never budgeted before? Start here. No spreadsheets, no complicated rules — just simple steps to take control of your money.
Why Most People Never Start
Overwhelm Paralysis
Too many categories, rules, and systems. Where do you even start? Most budget advice feels like learning calculus.
Perfectionism Trap
Feel like you need the "perfect" budget before starting. Spend weeks researching instead of actually beginning.
Shame About Money
Afraid to look at spending honestly. What if you're worse with money than you thought?
Tool Complexity
Budgeting apps that require a PhD to operate. You just want to know if you can afford dinner out.
Start Simple, Grow Gradually
Just Connect Your Bank Account
That's it. No categories to set up, no goals to define. Just connect and let us show you what's happening with your money.
See Where Your Money Goes (No Judgment)
We'll automatically categorize your spending. No shame, no "you should" — just clear facts about your money.
Start with One Small Change
Maybe it's canceling a subscription you forgot about. Or setting aside $50/month. Small wins build confidence.
What Happens When You Start Simple
No More Money Anxiety
Stop worrying about surprise expenses. Know exactly where you stand financially at all times.
Confident Spending Decisions
Know whether you can afford that vacation or new laptop. Make financial choices with real data.
Automatic Progress
Build wealth gradually without feeling restricted. See your savings grow month by month.
Questions Every Beginner Has
Do I really need to track every penny?
No! We focus on the big picture. You don't need to categorize your $2 donut — just understand where the bulk of your money goes.
What if I'm bad with money?
Most people think they're worse than they are. Once you see the real numbers, you might be pleasantly surprised. And if not, that's step one to improving.
How much should I save each month?
Start with whatever feels comfortable — even $25/month is progress. We'll help you increase it gradually as you build the habit.